| Weiss Ratings |
Farmers and Merchants Bank
Laotto, IN |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 4.10 | |||
| Company Info |
Farmers and Merchants Bank
Laotto, IN |
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| FDIC Number | 13801 | |||
| Phone Number | (260) 637-5546 | |||
| Website | www.fmfbank.com | |||
| Asset Quality |
Farmers and Merchants Bank
Laotto, IN |
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| 1-Year Asset Growth | 20.18% | |||
| 5-Year Asset Growth | 10.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers and Merchants Bank
Laotto, IN |
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| Total Assets | 304.63M | |||
| Total Deposits | 280.03M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Laotto, IN |
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| Capital | 23.01M | |||
| Leverage Ratio | 8.66 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Risk-Based Capital Ratio | 11.89 | |||
| Liquidity |
Farmers and Merchants Bank
Laotto, IN |
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| Hot Money Ratio | 2.79% | |||
| Liquidity Ratio | 38.27% | |||
| Profitability |
Farmers and Merchants Bank
Laotto, IN |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 3.53M | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 58.82% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 16.89% | |||