C
MinnStar Bank National Association
Rating Date
October 2025
Risk Based
Capital Ratio
16.02
Leverage
Ratio
10.90
Return On
Assets
0.91%
Total
Assets
193.29M
Capital
21.03M
Total
Deposits
166.12M
Net
Income
882.00K
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Weiss Ratings MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 9.90
Liquidity Index 0.70
Profitability Index 4.80
Stability Index 4.30
Company Info MinnStar Bank National Association
Lake Crystal, MN 		Click to
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FDIC Number 13809
Phone Number (507) 726-2137
Website www.minnstarbank.com
Asset Quality MinnStar Bank National Association
Lake Crystal, MN 		Click to
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1-Year Asset Growth -5.89%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 5.53%
Non-Performing Loans to Loans 0.00%
Balance Sheet MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Total Assets 193.29M
Total Deposits 166.12M
Capital and Reserves MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Capital 21.03M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 1.61%
Risk-Based Capital Ratio 16.02
Liquidity MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Hot Money Ratio 19.92%
Liquidity Ratio 14.50%
Profitability MinnStar Bank National Association
Lake Crystal, MN 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 882.00K
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 65.32%
Return on Assets 0.91%
Return on Equity 8.35%