C
MinnStar Bank National Association
Rating Date
October 2025
Risk Based
Capital Ratio
16.84
Leverage
Ratio
11.12
Return On
Assets
0.91%
Total
Assets
188.67M
Capital
21.25M
Total
Deposits
164.51M
Net
Income
1.33M
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Weiss Ratings MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 5.00
Stability Index 4.30
Company Info MinnStar Bank National Association
Lake Crystal, MN 		Click to
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FDIC Number 13809
Phone Number (507) 726-2137
Website www.minnstarbank.com
Asset Quality MinnStar Bank National Association
Lake Crystal, MN 		Click to
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1-Year Asset Growth -8.31%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Total Assets 188.67M
Total Deposits 164.51M
Capital and Reserves MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Capital 21.25M
Leverage Ratio 11.12
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio 16.84
Liquidity MinnStar Bank National Association
Lake Crystal, MN 		Click to
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Hot Money Ratio 19.28%
Liquidity Ratio 16.20%
Profitability MinnStar Bank National Association
Lake Crystal, MN 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 1.33M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 65.36%
Return on Assets 0.91%
Return on Equity 8.36%