B
Bank 1st
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank 1st
West Union, IA
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Rating B
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.50
Stability Index 6.40
Company Info Bank 1st
West Union, IA
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FDIC Number 13816
Phone Number (563) 422-3883
Website www.bank1stia.com
Asset Quality Bank 1st
West Union, IA
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1-Year Asset Growth -5.33%
5-Year Asset Growth 5.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.17%
Non-Performing Loans to Loans 0.05%
Balance Sheet Bank 1st
West Union, IA
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Total Assets 159.35M
Total Deposits 129.12M
Capital and Reserves Bank 1st
West Union, IA
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Capital 16.57M
Leverage Ratio 15.91
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio --
Liquidity Bank 1st
West Union, IA
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Hot Money Ratio 15.58%
Liquidity Ratio 38.16%
Profitability Bank 1st
West Union, IA
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5-Year Return on Average Assets 1.18%
Net Income 1.40M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 63.41%
Return on Assets 1.11%
Return on Equity 12.76%