Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 2.5 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Good asset quality (6.4).
Other Rating Factors:
Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.0 has resulted in Excellent (9.8) profitability. Excellent current capitalization (7.9 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Asset Mix:
Comm re (19%), securities (13%), home mtgs (11%), comm loans (7%), consumer loans (4%), cash (4%), home eq lns (1%), other (41%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cross County Bancshares, Inc.
Investment Rating
--
Address
399 East Merriman Ave E
Wynne, AR 72396
Wynne, AR 72396
Phone Number
(870) 238-8171
Year Founded
1891
FDIC Number
Website
Largest Affiliates
No affiliate information available.