B
The Trust Bank
LenoxGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Trust Bank
Lenox, GA
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 7.20
Stability Index 6.30
Company Info The Trust Bank
Lenox, GA
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FDIC Number 13832
Phone Number (229) 546-4215
Website www.thetrustbank.net
Asset Quality The Trust Bank
Lenox, GA
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1-Year Asset Growth 7.44%
5-Year Asset Growth 2.41%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 3.90%
Non-Performing Loans to Loans 1.22%
Balance Sheet The Trust Bank
Lenox, GA
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Total Assets 45.21M
Total Deposits 37.84M
Capital and Reserves The Trust Bank
Lenox, GA
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Capital 7.18M
Leverage Ratio 15.65
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 33.64
Liquidity The Trust Bank
Lenox, GA
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Hot Money Ratio 9.27%
Liquidity Ratio 45.24%
Profitability The Trust Bank
Lenox, GA
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5-Year Return on Average Assets 2.05%
Net Income 681.00K
Net Interest Spread 7.15%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 70.48%
Return on Assets 1.99%
Return on Equity 13.25%