B
Kentland Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kentland Bank
Kentland, IN
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 6.10
Stability Index 5.70
Company Info Kentland Bank
Kentland, IN
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FDIC Number 13843
Phone Number (219) 474-1500
Website www.kentlandbank.com
Asset Quality Kentland Bank
Kentland, IN
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1-Year Asset Growth 3.06%
5-Year Asset Growth 5.20%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 0.47%
Balance Sheet Kentland Bank
Kentland, IN
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Total Assets 408.93M
Total Deposits 317.26M
Capital and Reserves Kentland Bank
Kentland, IN
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Capital 45.47M
Leverage Ratio 12.46
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio --
Liquidity Kentland Bank
Kentland, IN
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Hot Money Ratio 27.09%
Liquidity Ratio 9.83%
Profitability Kentland Bank
Kentland, IN
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5-Year Return on Average Assets 1.15%
Net Income 3.74M
Net Interest Spread 4.17%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 57.13%
Return on Assets 1.27%
Return on Equity 11.73%