B
First State Bank Nebraska
LincolnNE
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank Nebraska
Lincoln, NE
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Rating B
Asset Quality Index 8.00
Capitalization Index 7.00
Liquidity Index 2.90
Profitability Index 5.30
Stability Index 8.70
Company Info First State Bank Nebraska
Lincoln, NE
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FDIC Number 13868
Phone Number (402) 858-1771
Website www.1fsb.bank
Asset Quality First State Bank Nebraska
Lincoln, NE
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1-Year Asset Growth 3.78%
5-Year Asset Growth 14.63%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 0.65%
Non-Performing Loans to Loans 0.37%
Balance Sheet First State Bank Nebraska
Lincoln, NE
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Total Assets 1.07B
Total Deposits 925.16M
Capital and Reserves First State Bank Nebraska
Lincoln, NE
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Capital 107.51M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 12.39
Liquidity First State Bank Nebraska
Lincoln, NE
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Hot Money Ratio 17.87%
Liquidity Ratio 6.45%
Profitability First State Bank Nebraska
Lincoln, NE
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5-Year Return on Average Assets 1.20%
Net Income 10.90M
Net Interest Spread 3.23%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 55.12%
Return on Assets 1.36%
Return on Equity 14.14%