B
The Farmers State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers State Bank
McPherson, KS
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.60
Liquidity Index 3.90
Profitability Index 5.40
Stability Index 3.30
Company Info The Farmers State Bank
McPherson, KS
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FDIC Number 13883
Phone Number (620) 241-3090
Website www.fsb-online.com
Asset Quality The Farmers State Bank
McPherson, KS
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1-Year Asset Growth 13.12%
5-Year Asset Growth 4.59%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.01%
Balance Sheet The Farmers State Bank
McPherson, KS
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Total Assets 180.48M
Total Deposits 158.13M
Capital and Reserves The Farmers State Bank
McPherson, KS
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Capital 12.51M
Leverage Ratio 10.05
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity The Farmers State Bank
McPherson, KS
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Hot Money Ratio 29.70%
Liquidity Ratio 38.39%
Profitability The Farmers State Bank
McPherson, KS
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5-Year Return on Average Assets 1.04%
Net Income 1.25M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 59.33%
Return on Assets 1.42%
Return on Equity 19.93%