B
The Farmers State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers State Bank
McPherson, KS
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 3.80
Profitability Index 4.50
Stability Index 4.10
Company Info The Farmers State Bank
McPherson, KS
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FDIC Number 13883
Phone Number (620) 241-3090
Website www.fsb-online.com
Asset Quality The Farmers State Bank
McPherson, KS
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1-Year Asset Growth 1.44%
5-Year Asset Growth 5.46%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.01%
Balance Sheet The Farmers State Bank
McPherson, KS
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Total Assets 164.37M
Total Deposits 147.12M
Capital and Reserves The Farmers State Bank
McPherson, KS
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Capital 11.51M
Leverage Ratio 10.32
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity The Farmers State Bank
McPherson, KS
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Hot Money Ratio 30.63%
Liquidity Ratio 37.33%
Profitability The Farmers State Bank
McPherson, KS
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5-Year Return on Average Assets 1.10%
Net Income 1.27M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 66.42%
Return on Assets 1.06%
Return on Equity 17.62%