| Weiss Ratings |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 3.20 | |||
| Company Info |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 13887 | |||
| Phone Number | (334) 864-9941 | |||
| Website | www.fmlafayette.com | |||
| Asset Quality |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.46% | |||
| 5-Year Asset Growth | 8.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.70% | |||
| Non-Performing Loans to Loans | 1.02% | |||
| Balance Sheet |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 304.56M | |||
| Total Deposits | 275.57M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 20.81M | |||
| Leverage Ratio | 10.59 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.56% | |||
| Liquidity Ratio | 29.06% | |||
| Profitability |
Farmers and Merchants Bank
Lafayette, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 3.00M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 57.74% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 16.78% | |||