Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 47.9 and a capital leverage ratio of 22.2. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10). Good liquidity 5.5, driven by a liquidity ratio of 78.4 percent and a “hot money” ratio of 15.0 percent.
Asset Mix:
Securities (30%), comm loans (11%), cash (11%), consumer loans (1%), home mtgs (0%), other (47%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
103 South Main Street
Canton, KS 67428
Canton, KS 67428
Phone Number
(620) 628-4425
Year Founded
1895
FDIC Number
Website
Largest Affiliates
No affiliate information available.