Major Rating Factors:
A current level of 0.9 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Excellent asset quality (8.3). Good current capitalization (6.5 on a scale of 0 to 10) and a capital leverage ratio of 9.7.
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Securities (56%), comm re (16%), cash (8%), home mtgs (5%), comm loans (4%), home eq lns (1%), consumer loans (1%), other (9%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mansfield Bancshares, Inc.
Investment Rating
--
Address
118 Jefferson Street
Mansfield, LA 71052
Mansfield, LA 71052
Phone Number
(318) 872-3831
Year Founded
1901
FDIC Number
Largest Affiliates
No affiliate information available.