Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 212.7 and a capital leverage ratio of 32.7. A current level of 0.4 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (9.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.2 on a scale of 0 to 10). Excellent liquidity 8.1, driven by a liquidity ratio of 122.1 percent and a “hot money” ratio of 0.6 percent.
Asset Mix:
Cash (78%), comm loans (5%), securities (4%), consumer loans (3%), home mtgs (1%), other (9%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CB Bancshares Corp
Investment Rating
--
Address
109 East Main Street
Weir, KS 66781
Weir, KS 66781
Phone Number
(620) 396-8221
Year Founded
1892
FDIC Number
Largest Affiliates
No affiliate information available.