B
The Granville National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Granville National Bank
Granville, IL
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.80
Liquidity Index 4.40
Profitability Index 4.40
Stability Index 5.90
Company Info The Granville National Bank
Granville, IL
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FDIC Number 13983
Phone Number (815) 339-2222
Website www.gnbonline.com
Asset Quality The Granville National Bank
Granville, IL
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1-Year Asset Growth 4.06%
5-Year Asset Growth 2.30%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.55%
Balance Sheet The Granville National Bank
Granville, IL
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Total Assets 116.61M
Total Deposits 103.47M
Capital and Reserves The Granville National Bank
Granville, IL
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Capital 12.47M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity The Granville National Bank
Granville, IL
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Hot Money Ratio 12.58%
Liquidity Ratio 40.88%
Profitability The Granville National Bank
Granville, IL
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5-Year Return on Average Assets 0.65%
Net Income 1.09M
Net Interest Spread 3.10%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 58.53%
Return on Assets 0.95%
Return on Equity 9.56%