B
The Granville National Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Capital
Total
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Income
Weiss Ratings The Granville National Bank
Granville, IL
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Rating B
Asset Quality Index 8.10
Capitalization Index 9.10
Liquidity Index 4.50
Profitability Index 3.80
Stability Index 5.50
Company Info The Granville National Bank
Granville, IL
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FDIC Number 13983
Phone Number (815) 339-2222
Website www.gnbonline.com
Asset Quality The Granville National Bank
Granville, IL
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1-Year Asset Growth -1.48%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 0.20%
Balance Sheet The Granville National Bank
Granville, IL
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Total Assets 112.05M
Total Deposits 99.44M
Capital and Reserves The Granville National Bank
Granville, IL
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Capital 10.24M
Leverage Ratio 10.38
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity The Granville National Bank
Granville, IL
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Hot Money Ratio 13.26%
Liquidity Ratio 41.34%
Profitability The Granville National Bank
Granville, IL
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5-Year Return on Average Assets 0.64%
Net Income 799.00K
Net Interest Spread 2.63%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 67.25%
Return on Assets 0.70%
Return on Equity 8.05%