B
The Granville National Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Income
Weiss Ratings The Granville National Bank
Granville, IL
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Rating B
Asset Quality Index 7.80
Capitalization Index 9.50
Liquidity Index 4.40
Profitability Index 3.50
Stability Index 5.70
Company Info The Granville National Bank
Granville, IL
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FDIC Number 13983
Phone Number (815) 339-2222
Website www.gnbonline.com
Asset Quality The Granville National Bank
Granville, IL
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1-Year Asset Growth 0.47%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.19%
Balance Sheet The Granville National Bank
Granville, IL
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Total Assets 113.54M
Total Deposits 102.14M
Capital and Reserves The Granville National Bank
Granville, IL
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Capital 10.85M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity The Granville National Bank
Granville, IL
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Hot Money Ratio 13.69%
Liquidity Ratio 40.64%
Profitability The Granville National Bank
Granville, IL
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5-Year Return on Average Assets 0.65%
Net Income 204.00K
Net Interest Spread 2.96%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 69.40%
Return on Assets 0.72%
Return on Equity 7.74%