B
Frandsen Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frandsen Bank & Trust
Lonsdale, MN
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Rating B
Asset Quality Index 5.00
Capitalization Index 8.50
Liquidity Index 3.20
Profitability Index 7.20
Stability Index 9.90
Company Info Frandsen Bank & Trust
Lonsdale, MN
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FDIC Number 1399
Phone Number (507) 353-7350
Website www.frandsenbank.com
Asset Quality Frandsen Bank & Trust
Lonsdale, MN
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1-Year Asset Growth 2.59%
5-Year Asset Growth 9.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 5.69%
Non-Performing Loans to Loans 0.99%
Balance Sheet Frandsen Bank & Trust
Lonsdale, MN
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Total Assets 3.66B
Total Deposits 3.13B
Capital and Reserves Frandsen Bank & Trust
Lonsdale, MN
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Capital 431.50M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 15.14
Liquidity Frandsen Bank & Trust
Lonsdale, MN
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Hot Money Ratio 12.61%
Liquidity Ratio 14.42%
Profitability Frandsen Bank & Trust
Lonsdale, MN
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5-Year Return on Average Assets 1.40%
Net Income 33.43M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 54.62%
Return on Assets 1.79%
Return on Equity 15.71%