B
Frandsen Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frandsen Bank & Trust
Lonsdale, MN
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Rating B
Asset Quality Index 4.80
Capitalization Index 7.70
Liquidity Index 3.60
Profitability Index 6.20
Stability Index 10.00
Company Info Frandsen Bank & Trust
Lonsdale, MN
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FDIC Number 1399
Phone Number (507) 353-7350
Website www.frandsenbank.com
Asset Quality Frandsen Bank & Trust
Lonsdale, MN
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1-Year Asset Growth 3.91%
5-Year Asset Growth 9.85%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 7.78%
Non-Performing Loans to Loans 1.28%
Balance Sheet Frandsen Bank & Trust
Lonsdale, MN
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Total Assets 3.70B
Total Deposits 3.15B
Capital and Reserves Frandsen Bank & Trust
Lonsdale, MN
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Capital 419.02M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.49
Liquidity Frandsen Bank & Trust
Lonsdale, MN
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Hot Money Ratio 11.99%
Liquidity Ratio 16.24%
Profitability Frandsen Bank & Trust
Lonsdale, MN
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5-Year Return on Average Assets 1.50%
Net Income 53.38M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 57.86%
Return on Assets 1.45%
Return on Equity 14.03%