B
Frandsen Bank & Trust
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frandsen Bank & Trust
Lonsdale, MN
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Rating B
Asset Quality Index 4.70
Capitalization Index 7.00
Liquidity Index 3.60
Profitability Index 5.90
Stability Index 9.30
Company Info Frandsen Bank & Trust
Lonsdale, MN
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FDIC Number 1399
Phone Number (507) 353-7350
Website www.frandsenbank.com
Asset Quality Frandsen Bank & Trust
Lonsdale, MN
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1-Year Asset Growth 3.79%
5-Year Asset Growth 21.74%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 7.66%
Non-Performing Loans to Loans 1.27%
Balance Sheet Frandsen Bank & Trust
Lonsdale, MN
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Total Assets 3.59B
Total Deposits 3.07B
Capital and Reserves Frandsen Bank & Trust
Lonsdale, MN
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Capital 367.81M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 13.33
Liquidity Frandsen Bank & Trust
Lonsdale, MN
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Hot Money Ratio 12.07%
Liquidity Ratio 14.50%
Profitability Frandsen Bank & Trust
Lonsdale, MN
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5-Year Return on Average Assets 1.50%
Net Income 13.09M
Net Interest Spread 3.63%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 58.64%
Return on Assets 1.44%
Return on Equity 14.63%