C
Palo Savings Bank
PaloIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Palo Savings Bank
Palo, IA
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 3.80
Stability Index 3.90
Company Info Palo Savings Bank
Palo, IA
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FDIC Number 13990
Phone Number (319) 851-2241
Website www.palosavingsbank.com
Asset Quality Palo Savings Bank
Palo, IA
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1-Year Asset Growth -0.05%
5-Year Asset Growth 3.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.12%
Balance Sheet Palo Savings Bank
Palo, IA
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Total Assets 46.71M
Total Deposits 42.92M
Capital and Reserves Palo Savings Bank
Palo, IA
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Capital 3.66M
Leverage Ratio 12.44
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity Palo Savings Bank
Palo, IA
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Hot Money Ratio 23.04%
Liquidity Ratio 47.45%
Profitability Palo Savings Bank
Palo, IA
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5-Year Return on Average Assets 0.89%
Net Income 303.00K
Net Interest Spread 3.05%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 69.88%
Return on Assets 0.84%
Return on Equity 13.01%