C
Palo Savings Bank
PaloIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Palo Savings Bank
Palo, IA
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 3.50
Stability Index 3.40
Company Info Palo Savings Bank
Palo, IA
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FDIC Number 13990
Phone Number (319) 851-2241
Website www.palosavingsbank.com
Asset Quality Palo Savings Bank
Palo, IA
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1-Year Asset Growth 0.88%
5-Year Asset Growth 3.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.12%
Balance Sheet Palo Savings Bank
Palo, IA
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Total Assets 48.02M
Total Deposits 44.72M
Capital and Reserves Palo Savings Bank
Palo, IA
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Capital 3.16M
Leverage Ratio 11.75
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Palo Savings Bank
Palo, IA
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Hot Money Ratio 22.44%
Liquidity Ratio 48.64%
Profitability Palo Savings Bank
Palo, IA
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5-Year Return on Average Assets 0.89%
Net Income 189.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 71.51%
Return on Assets 0.78%
Return on Equity 12.80%