B
Palo Savings Bank
Palo,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Palo Savings Bank
Palo, IA
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 4.40
Stability Index 3.30
Company Info Palo Savings Bank
Palo, IA
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FDIC Number 13990
Phone Number (319) 851-2241
Website www.palosavingsbank.com
Asset Quality Palo Savings Bank
Palo, IA
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1-Year Asset Growth 2.41%
5-Year Asset Growth 0.63%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.10%
Balance Sheet Palo Savings Bank
Palo, IA
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Total Assets 49.18M
Total Deposits 45.30M
Capital and Reserves Palo Savings Bank
Palo, IA
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Capital 3.75M
Leverage Ratio 11.71
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity Palo Savings Bank
Palo, IA
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Hot Money Ratio 22.31%
Liquidity Ratio 51.28%
Profitability Palo Savings Bank
Palo, IA
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5-Year Return on Average Assets 0.94%
Net Income 278.00K
Net Interest Spread 3.14%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 63.70%
Return on Assets 1.11%
Return on Equity 14.83%