| Weiss Ratings |
Chelsea State Bank
Chelsea, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Chelsea State Bank
Chelsea, MI |
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| FDIC Number | 14009 | |||
| Phone Number | (734) 475-1355 | |||
| Website | www.chelseastate.bank | |||
| Asset Quality |
Chelsea State Bank
Chelsea, MI |
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| 1-Year Asset Growth | -0.57% | |||
| 5-Year Asset Growth | 7.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 0.42% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Chelsea State Bank
Chelsea, MI |
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| Total Assets | 414.02M | |||
| Total Deposits | 366.72M | |||
| Capital and Reserves |
Chelsea State Bank
Chelsea, MI |
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| Capital | 44.01M | |||
| Leverage Ratio | 12.46 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | 19.35 | |||
| Liquidity |
Chelsea State Bank
Chelsea, MI |
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| Hot Money Ratio | 8.42% | |||
| Liquidity Ratio | 36.33% | |||
| Profitability |
Chelsea State Bank
Chelsea, MI |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 1.84M | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 56.64% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 16.96% | |||