| Weiss Ratings |
Chelsea State Bank
Chelsea, MI |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 8.60 | |||
| Company Info |
Chelsea State Bank
Chelsea, MI |
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| FDIC Number | 14009 | |||
| Phone Number | (734) 475-1355 | |||
| Website | www.chelseastate.bank | |||
| Asset Quality |
Chelsea State Bank
Chelsea, MI |
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| 1-Year Asset Growth | 2.93% | |||
| 5-Year Asset Growth | 1.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 5.83% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
Chelsea State Bank
Chelsea, MI |
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| Total Assets | 416.53M | |||
| Total Deposits | 365.97M | |||
| Capital and Reserves |
Chelsea State Bank
Chelsea, MI |
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| Capital | 48.07M | |||
| Leverage Ratio | 12.76 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Risk-Based Capital Ratio | 20.76 | |||
| Liquidity |
Chelsea State Bank
Chelsea, MI |
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| Hot Money Ratio | 9.58% | |||
| Liquidity Ratio | 38.69% | |||
| Profitability |
Chelsea State Bank
Chelsea, MI |
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| 5-Year Return on Average Assets | 1.72% | |||
| Net Income | 3.28M | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 63.02% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 13.99% | |||