C
Citizens Alliance Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.90
Capitalization Index 8.20
Liquidity Index 2.50
Profitability Index 1.60
Stability Index 8.10
Company Info Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1402
Phone Number (320) 847-3702
Website www.citizensalliancebank.com
Asset Quality Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.29%
5-Year Asset Growth 11.68%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 13.61%
Non-Performing Loans to Loans 2.19%
Balance Sheet Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.44B
Total Deposits 1.22B
Capital and Reserves Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 142.08M
Leverage Ratio 9.81
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 13.60
Liquidity Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 21.47%
Liquidity Ratio 12.95%
Profitability Citizens Alliance Bank
Clara City, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.96%
Net Income 1.44M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 68.61%
Return on Assets 0.20%
Return on Equity 2.00%