Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.7. Operating profits as a percentage of assets at 3.4%, coupled with a return on assets of 2.7 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.8 on a scale of 0 to 10). A current level of 8.1 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Cash (19%), securities (13%), comm loans (6%), comm re (5%), consumer loans (2%), home mtgs (1%), other (54%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Scribner Banshares, Inc.
Investment Rating
--
Address
400 Main Street
Scribner, NE 68057
Scribner, NE 68057
Phone Number
(402) 664-2561
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.