Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.6. Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 2.8 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10). A current level of 0.2 percent of nonperforming loans to core capital combined with 7.8 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Cash (18%), securities (14%), comm loans (8%), comm re (5%), consumer loans (2%), home mtgs (0%), other (52%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Scribner Banshares, Inc.
Investment Rating
--
Address
400 Main Street
Scribner, NE 68057
Scribner, NE 68057
Phone Number
(402) 664-2561
Year Founded
1917
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.