| Weiss Ratings |
First Guaranty Bank
Hammond, LA |
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| Rating | ||||
| Asset Quality Index | 0.40 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.10 | |||
| Company Info |
First Guaranty Bank
Hammond, LA |
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| FDIC Number | 14028 | |||
| Phone Number | (985) 345-7685 | |||
| Website | www.fgb.net | |||
| Asset Quality |
First Guaranty Bank
Hammond, LA |
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| 1-Year Asset Growth | 7.72% | |||
| 5-Year Asset Growth | 17.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 1.02% | |||
| Non-Performing Assets to Assets | 3.87% | |||
| Non-Performing Loans to Capital | 40.14% | |||
| Non-Performing Loans to Loans | 6.03% | |||
| Balance Sheet |
First Guaranty Bank
Hammond, LA |
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| Total Assets | 3.83B | |||
| Total Deposits | 3.34B | |||
| Capital and Reserves |
First Guaranty Bank
Hammond, LA |
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| Capital | 307.09M | |||
| Leverage Ratio | 7.73 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Risk-Based Capital Ratio | 12.74 | |||
| Liquidity |
First Guaranty Bank
Hammond, LA |
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| Hot Money Ratio | 16.63% | |||
| Liquidity Ratio | 26.27% | |||
| Profitability |
First Guaranty Bank
Hammond, LA |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | -5.16M | |||
| Net Interest Spread | 2.47% | |||
| Operating Profit to Average Assets | -0.68% | |||
| Overhead Efficiency Ratio | 69.41% | |||
| Return on Assets | -0.52% | |||
| Return on Equity | -6.68% | |||