D
First Guaranty Bank
HammondLA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Guaranty Bank
Hammond, LA
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Rating D
Asset Quality Index 1.10
Capitalization Index 4.60
Liquidity Index 3.50
Profitability Index 1.30
Stability Index 5.90
Company Info First Guaranty Bank
Hammond, LA
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FDIC Number 14028
Phone Number (985) 345-7685
Website www.fgb.net
Asset Quality First Guaranty Bank
Hammond, LA
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1-Year Asset Growth 9.87%
5-Year Asset Growth 17.58%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 3.59%
Non-Performing Loans to Capital 35.20%
Non-Performing Loans to Loans 5.72%
Balance Sheet First Guaranty Bank
Hammond, LA
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Total Assets 3.97B
Total Deposits 3.48B
Capital and Reserves First Guaranty Bank
Hammond, LA
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Capital 303.41M
Leverage Ratio 7.69
Loan Loss Reserves to Loans 2.36%
Risk-Based Capital Ratio 13.09
Liquidity First Guaranty Bank
Hammond, LA
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Hot Money Ratio 15.32%
Liquidity Ratio 25.84%
Profitability First Guaranty Bank
Hammond, LA
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5-Year Return on Average Assets 0.81%
Net Income -9.81M
Net Interest Spread 2.47%
Operating Profit to Average Assets -0.65%
Overhead Efficiency Ratio 67.82%
Return on Assets -0.50%
Return on Equity -6.39%