| Weiss Ratings |
First Guaranty Bank
Hammond, LA |
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| Rating | ||||
| Asset Quality Index | 3.30 | |||
| Capitalization Index | 2.80 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 3.30 | |||
| Company Info |
First Guaranty Bank
Hammond, LA |
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| FDIC Number | 14028 | |||
| Phone Number | (985) 345-7685 | |||
| Website | www.fgb.net | |||
| Asset Quality |
First Guaranty Bank
Hammond, LA |
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| 1-Year Asset Growth | 3.38% | |||
| 5-Year Asset Growth | 13.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 0.98% | |||
| Non-Performing Assets to Assets | 2.71% | |||
| Non-Performing Loans to Capital | 20.76% | |||
| Non-Performing Loans to Loans | 4.28% | |||
| Balance Sheet |
First Guaranty Bank
Hammond, LA |
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| Total Assets | 3.96B | |||
| Total Deposits | 3.51B | |||
| Capital and Reserves |
First Guaranty Bank
Hammond, LA |
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| Capital | 261.19M | |||
| Leverage Ratio | 6.52 | |||
| Loan Loss Reserves to Loans | 2.00% | |||
| Risk-Based Capital Ratio | 14.71 | |||
| Liquidity |
First Guaranty Bank
Hammond, LA |
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| Hot Money Ratio | 13.37% | |||
| Liquidity Ratio | 31.69% | |||
| Profitability |
First Guaranty Bank
Hammond, LA |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 3.37M | |||
| Net Interest Spread | 2.13% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 70.29% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 5.14% | |||