| Weiss Ratings |
First Guaranty Bank
Hammond, LA |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.30 | |||
| Company Info |
First Guaranty Bank
Hammond, LA |
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| FDIC Number | 14028 | |||
| Phone Number | (985) 345-7685 | |||
| Website | www.fgb.net | |||
| Asset Quality |
First Guaranty Bank
Hammond, LA |
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| 1-Year Asset Growth | -1.89% | |||
| 5-Year Asset Growth | 13.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 1.22% | |||
| Non-Performing Assets to Assets | 2.05% | |||
| Non-Performing Loans to Capital | 14.02% | |||
| Non-Performing Loans to Loans | 3.05% | |||
| Balance Sheet |
First Guaranty Bank
Hammond, LA |
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| Total Assets | 3.89B | |||
| Total Deposits | 3.46B | |||
| Capital and Reserves |
First Guaranty Bank
Hammond, LA |
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| Capital | 261.38M | |||
| Leverage Ratio | 7.09 | |||
| Loan Loss Reserves to Loans | 1.94% | |||
| Risk-Based Capital Ratio | 16.21 | |||
| Liquidity |
First Guaranty Bank
Hammond, LA |
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| Hot Money Ratio | 12.87% | |||
| Liquidity Ratio | 33.50% | |||
| Profitability |
First Guaranty Bank
Hammond, LA |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 7.67M | |||
| Net Interest Spread | 2.29% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 68.90% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 5.86% | |||