C
First Liberty Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Liberty Bank
Oklahoma City, OK
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 6.00
Stability Index 3.70
Company Info First Liberty Bank
Oklahoma City, OK
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FDIC Number 14029
Phone Number (405) 608-4500
Website www.myfirstliberty.com
Asset Quality First Liberty Bank
Oklahoma City, OK
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1-Year Asset Growth 12.36%
5-Year Asset Growth 15.99%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.62%
Non-Performing Loans to Capital 9.48%
Non-Performing Loans to Loans 1.80%
Balance Sheet First Liberty Bank
Oklahoma City, OK
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Total Assets 817.14M
Total Deposits 697.20M
Capital and Reserves First Liberty Bank
Oklahoma City, OK
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Capital 92.29M
Leverage Ratio 11.67
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 14.12
Liquidity First Liberty Bank
Oklahoma City, OK
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Hot Money Ratio 42.03%
Liquidity Ratio 12.98%
Profitability First Liberty Bank
Oklahoma City, OK
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5-Year Return on Average Assets 1.09%
Net Income 4.89M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 58.37%
Return on Assets 1.23%
Return on Equity 10.81%