| Weiss Ratings |
Vallant Bank
Elberton, GA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 6.30 | |||
| Company Info |
Vallant Bank
Elberton, GA |
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| FDIC Number | 14065 | |||
| Phone Number | (706) 283-2854 | |||
| Website | www.pinnaclebank.com | |||
| Asset Quality |
Vallant Bank
Elberton, GA |
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| 1-Year Asset Growth | 76.49% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 3.57% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Vallant Bank
Elberton, GA |
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| Total Assets | 3.99B | |||
| Total Deposits | 3.46B | |||
| Capital and Reserves |
Vallant Bank
Elberton, GA |
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| Capital | 488.69M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 13.27 | |||
| Liquidity |
Vallant Bank
Elberton, GA |
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| Hot Money Ratio | 13.62% | |||
| Liquidity Ratio | 19.63% | |||
| Profitability |
Vallant Bank
Elberton, GA |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 19.08M | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 1.80% | |||
| Overhead Efficiency Ratio | 68.70% | |||
| Return on Assets | 1.38% | |||
| Return on Equity | 13.14% | |||