| Weiss Ratings |
Pinnacle Bank
Elberton, GA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 8.10 | |||
| Company Info |
Pinnacle Bank
Elberton, GA |
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| FDIC Number | 14065 | |||
| Phone Number | (706) 283-2854 | |||
| Website | www.pinnaclebank.com | |||
| Asset Quality |
Pinnacle Bank
Elberton, GA |
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| 1-Year Asset Growth | 4.75% | |||
| 5-Year Asset Growth | 22.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.40% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Pinnacle Bank
Elberton, GA |
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| Total Assets | 2.23B | |||
| Total Deposits | 2.00B | |||
| Capital and Reserves |
Pinnacle Bank
Elberton, GA |
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| Capital | 215.22M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | 12.77 | |||
| Liquidity |
Pinnacle Bank
Elberton, GA |
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| Hot Money Ratio | 10.38% | |||
| Liquidity Ratio | 22.06% | |||
| Profitability |
Pinnacle Bank
Elberton, GA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 20.66M | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 66.57% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 13.54% | |||