| Weiss Ratings |
Pinnacle Bank
Elberton, GA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 8.70 | |||
| Company Info |
Pinnacle Bank
Elberton, GA |
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| FDIC Number | 14065 | |||
| Phone Number | (706) 283-2854 | |||
| Website | www.pinnaclebank.com | |||
| Asset Quality |
Pinnacle Bank
Elberton, GA |
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| 1-Year Asset Growth | 3.45% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Pinnacle Bank
Elberton, GA |
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| Total Assets | 2.27B | |||
| Total Deposits | 2.02B | |||
| Capital and Reserves |
Pinnacle Bank
Elberton, GA |
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| Capital | 223.43M | |||
| Leverage Ratio | 9.69 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 12.78 | |||
| Liquidity |
Pinnacle Bank
Elberton, GA |
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| Hot Money Ratio | 10.23% | |||
| Liquidity Ratio | 21.99% | |||
| Profitability |
Pinnacle Bank
Elberton, GA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 29.00M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 66.36% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 13.98% | |||