| Weiss Ratings |
Pinnacle Bank
Elberton, GA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 8.00 | |||
| Company Info |
Pinnacle Bank
Elberton, GA |
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| FDIC Number | 14065 | |||
| Phone Number | (706) 283-2854 | |||
| Website | www.pinnaclebank.com | |||
| Asset Quality |
Pinnacle Bank
Elberton, GA |
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| 1-Year Asset Growth | 4.00% | |||
| 5-Year Asset Growth | 22.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.50% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Pinnacle Bank
Elberton, GA |
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| Total Assets | 2.26B | |||
| Total Deposits | 2.04B | |||
| Capital and Reserves |
Pinnacle Bank
Elberton, GA |
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| Capital | 200.13M | |||
| Leverage Ratio | 9.22 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 12.98 | |||
| Liquidity |
Pinnacle Bank
Elberton, GA |
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| Hot Money Ratio | 10.06% | |||
| Liquidity Ratio | 27.29% | |||
| Profitability |
Pinnacle Bank
Elberton, GA |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 6.42M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 66.92% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 13.09% | |||