Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.4 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.6, driven by a liquidity ratio of 24.7 percent and a “hot money” ratio of 45.7 percent. A current level of 5.8 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Fair asset quality (4.4).
Asset Mix:
Home mtgs (28%), comm re (25%), consumer loans (4%), comm loans (3%), securities (2%), cash (2%), home eq lns (1%), other (34%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bison Bancshares, Inc.
Investment Rating
--
Address
223 Main Street
Bison, KS 67520
Bison, KS 67520
Phone Number
(785) 356-2195
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.