C
Kensington Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.38
Leverage
Ratio
8.94
Return On
Assets
0.97%
Total
Assets
446.40M
Capital
41.65M
Total
Deposits
383.26M
Net
Income
4.44M
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Weiss Ratings Kensington Bank
Kensington, MN 		Click to
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Rating C
Asset Quality Index 3.70
Capitalization Index 6.90
Liquidity Index 1.40
Profitability Index 5.00
Stability Index 5.30
Company Info Kensington Bank
Kensington, MN 		Click to
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FDIC Number 1409
Phone Number (320) 270-2805
Website www.kensington.bank
Asset Quality Kensington Bank
Kensington, MN 		Click to
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1-Year Asset Growth 1.01%
5-Year Asset Growth 8.77%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 12.16%
Non-Performing Loans to Loans 1.20%
Balance Sheet Kensington Bank
Kensington, MN 		Click to
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Total Assets 446.40M
Total Deposits 383.26M
Capital and Reserves Kensington Bank
Kensington, MN 		Click to
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Capital 41.65M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio 11.38
Liquidity Kensington Bank
Kensington, MN 		Click to
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Hot Money Ratio 17.63%
Liquidity Ratio 9.03%
Profitability Kensington Bank
Kensington, MN 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 4.44M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 60.37%
Return on Assets 0.97%
Return on Equity 11.01%