C
Kensington Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kensington Bank
Kensington, MN
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Rating C
Asset Quality Index 5.00
Capitalization Index 8.40
Liquidity Index 1.80
Profitability Index 6.40
Stability Index 5.00
Company Info Kensington Bank
Kensington, MN
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FDIC Number 1409
Phone Number (320) 270-2805
Website www.kensington.bank
Asset Quality Kensington Bank
Kensington, MN
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1-Year Asset Growth -1.16%
5-Year Asset Growth 8.77%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 4.33%
Non-Performing Loans to Loans 0.32%
Balance Sheet Kensington Bank
Kensington, MN
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Total Assets 446.70M
Total Deposits 376.19M
Capital and Reserves Kensington Bank
Kensington, MN
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Capital 44.58M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio 12.34
Liquidity Kensington Bank
Kensington, MN
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Hot Money Ratio 15.37%
Liquidity Ratio 10.95%
Profitability Kensington Bank
Kensington, MN
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5-Year Return on Average Assets 0.84%
Net Income 2.92M
Net Interest Spread 4.26%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 50.75%
Return on Assets 1.29%
Return on Equity 13.58%