C
Kensington Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kensington Bank
Kensington, MN
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Rating C
Asset Quality Index 3.80
Capitalization Index 7.40
Liquidity Index 0.90
Profitability Index 5.20
Stability Index 5.30
Company Info Kensington Bank
Kensington, MN
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FDIC Number 1409
Phone Number (320) 270-2805
Website www.kensington.bank
Asset Quality Kensington Bank
Kensington, MN
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1-Year Asset Growth 3.08%
5-Year Asset Growth 11.84%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 10.74%
Non-Performing Loans to Loans 1.07%
Balance Sheet Kensington Bank
Kensington, MN
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Total Assets 462.27M
Total Deposits 399.10M
Capital and Reserves Kensington Bank
Kensington, MN
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Capital 42.26M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio 11.76
Liquidity Kensington Bank
Kensington, MN
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Hot Money Ratio 23.77%
Liquidity Ratio 10.47%
Profitability Kensington Bank
Kensington, MN
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5-Year Return on Average Assets 0.75%
Net Income 3.45M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 59.18%
Return on Assets 1.02%
Return on Equity 11.57%