B
The Peoples State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples State Bank
Ellettsville, IN
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.40
Liquidity Index 3.10
Profitability Index 4.00
Stability Index 5.30
Company Info The Peoples State Bank
Ellettsville, IN
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FDIC Number 14113
Phone Number (812) 876-2228
Website www.psbanywhere.com
Asset Quality The Peoples State Bank
Ellettsville, IN
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1-Year Asset Growth 3.11%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.46%
Non-Performing Loans to Loans 0.09%
Balance Sheet The Peoples State Bank
Ellettsville, IN
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Total Assets 466.43M
Total Deposits 410.27M
Capital and Reserves The Peoples State Bank
Ellettsville, IN
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Capital 38.89M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank
Ellettsville, IN
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Hot Money Ratio 8.48%
Liquidity Ratio 27.24%
Profitability The Peoples State Bank
Ellettsville, IN
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5-Year Return on Average Assets 1.30%
Net Income 4.55M
Net Interest Spread 3.14%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 72.65%
Return on Assets 0.97%
Return on Equity 11.95%