B
The Peoples State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples State Bank
Ellettsville, IN
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.20
Liquidity Index 3.40
Profitability Index 5.50
Stability Index 6.30
Company Info The Peoples State Bank
Ellettsville, IN
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FDIC Number 14113
Phone Number (812) 876-2228
Website www.psbanywhere.com
Asset Quality The Peoples State Bank
Ellettsville, IN
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1-Year Asset Growth 8.95%
5-Year Asset Growth 6.19%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.19%
Balance Sheet The Peoples State Bank
Ellettsville, IN
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Total Assets 506.62M
Total Deposits 444.32M
Capital and Reserves The Peoples State Bank
Ellettsville, IN
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Capital 47.34M
Leverage Ratio 10.47
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank
Ellettsville, IN
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Hot Money Ratio 10.21%
Liquidity Ratio 38.72%
Profitability The Peoples State Bank
Ellettsville, IN
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5-Year Return on Average Assets 1.20%
Net Income 3.64M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 64.53%
Return on Assets 1.45%
Return on Equity 15.76%