B
The Peoples State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples State Bank
Ellettsville, IN
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Rating B
Asset Quality Index 8.20
Capitalization Index 8.00
Liquidity Index 3.30
Profitability Index 4.00
Stability Index 6.10
Company Info The Peoples State Bank
Ellettsville, IN
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FDIC Number 14113
Phone Number (812) 876-2228
Website www.psbanywhere.com
Asset Quality The Peoples State Bank
Ellettsville, IN
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1-Year Asset Growth 1.58%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.26%
Balance Sheet The Peoples State Bank
Ellettsville, IN
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Total Assets 464.99M
Total Deposits 406.32M
Capital and Reserves The Peoples State Bank
Ellettsville, IN
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Capital 41.61M
Leverage Ratio 10.51
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank
Ellettsville, IN
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Hot Money Ratio 8.89%
Liquidity Ratio 35.40%
Profitability The Peoples State Bank
Ellettsville, IN
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5-Year Return on Average Assets 1.27%
Net Income 2.45M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 71.53%
Return on Assets 1.04%
Return on Equity 12.14%