| Weiss Ratings |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.50 | |||
| Company Info |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1413 | |||
| Phone Number | (320) 693-2826 | |||
| Website | www.perennialbank.com | |||
| Asset Quality |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.02% | |||
| 5-Year Asset Growth | 6.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.58% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 149.75M | |||
| Total Deposits | 136.93M | |||
| Capital and Reserves |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.69M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 23.92 | |||
| Liquidity |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.28% | |||
| Liquidity Ratio | 52.28% | |||
| Profitability |
Perennial Bank
Darwin, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 1.09M | |||
| Net Interest Spread | 2.90% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 61.14% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 13.88% | |||