| Weiss Ratings |
Perennial Bank
Darwin, MN |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.40 | |||
| Company Info |
Perennial Bank
Darwin, MN |
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| FDIC Number | 1413 | |||
| Phone Number | (320) 693-2826 | |||
| Website | www.perennialbank.com | |||
| Asset Quality |
Perennial Bank
Darwin, MN |
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| 1-Year Asset Growth | 6.46% | |||
| 5-Year Asset Growth | 3.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 5.49% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
Perennial Bank
Darwin, MN |
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| Total Assets | 158.13M | |||
| Total Deposits | 144.59M | |||
| Capital and Reserves |
Perennial Bank
Darwin, MN |
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| Capital | 12.70M | |||
| Leverage Ratio | 9.48 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | 24.91 | |||
| Liquidity |
Perennial Bank
Darwin, MN |
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| Hot Money Ratio | 7.72% | |||
| Liquidity Ratio | 54.95% | |||
| Profitability |
Perennial Bank
Darwin, MN |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 783.00K | |||
| Net Interest Spread | 2.98% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 59.65% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 12.64% | |||