Passumpsic Savings Bank
| Weiss Ratings |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 8.10 | |||
| Company Info |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14134 | |||
| Phone Number | (802) 748-3196 | |||
| Website | www.passumpsicbank.com | |||
| Asset Quality |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.78% | |||
| 5-Year Asset Growth | 7.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.41% | |||
| Non-Performing Loans to Capital | 3.09% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 905.70M | |||
| Total Deposits | 722.14M | |||
| Capital and Reserves |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 119.23M | |||
| Leverage Ratio | 12.79 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | 20.64 | |||
| Liquidity |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.31% | |||
| Liquidity Ratio | 16.79% | |||
| Profitability |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 4.95M | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 92.19% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 5.74% | |||