Passumpsic Savings Bank
| Weiss Ratings |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 8.00 | |||
| Company Info |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14134 | |||
| Phone Number | (802) 748-3196 | |||
| Website | www.passumpsicbank.com | |||
| Asset Quality |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.40% | |||
| 5-Year Asset Growth | 3.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.02% | |||
| Non-Performing Loans to Capital | 3.56% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 942.40M | |||
| Total Deposits | 761.56M | |||
| Capital and Reserves |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 121.00M | |||
| Leverage Ratio | 12.45 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 20.08 | |||
| Liquidity |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.41% | |||
| Liquidity Ratio | 17.28% | |||
| Profitability |
Passumpsic Savings Bank
Saint Johnsbury, VT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 6.51M | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 91.85% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 5.60% | |||