Passumpsic Savings Bank
| Weiss Ratings |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 8.10 | |||
| Company Info |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| FDIC Number | 14134 | |||
| Phone Number | (802) 748-3196 | |||
| Website | www.passumpsicbank.com | |||
| Asset Quality |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| 1-Year Asset Growth | 4.68% | |||
| 5-Year Asset Growth | 7.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.41% | |||
| Non-Performing Loans to Capital | 4.01% | |||
| Non-Performing Loans to Loans | 1.07% | |||
| Balance Sheet |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| Total Assets | 882.48M | |||
| Total Deposits | 701.61M | |||
| Capital and Reserves |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| Capital | 116.12M | |||
| Leverage Ratio | 12.76 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 20.60 | |||
| Liquidity |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| Hot Money Ratio | 15.17% | |||
| Liquidity Ratio | 15.67% | |||
| Profitability |
Passumpsic Savings Bank
Saint Johnsbury, VT |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 2.70M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 93.86% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 4.76% | |||