B
Wells River Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wells River Savings Bank
Wells River, VT
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Rating B
Asset Quality Index 6.30
Capitalization Index 9.80
Liquidity Index 3.20
Profitability Index 3.60
Stability Index 5.00
Company Info Wells River Savings Bank
Wells River, VT
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FDIC Number 14136
Phone Number (802) 757-2361
Website www.wellsriversavings.com
Asset Quality Wells River Savings Bank
Wells River, VT
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1-Year Asset Growth 5.67%
5-Year Asset Growth 5.42%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 3.96%
Non-Performing Loans to Loans 0.40%
Balance Sheet Wells River Savings Bank
Wells River, VT
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Total Assets 247.99M
Total Deposits 212.73M
Capital and Reserves Wells River Savings Bank
Wells River, VT
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Capital 20.70M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 17.66
Liquidity Wells River Savings Bank
Wells River, VT
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Hot Money Ratio 12.34%
Liquidity Ratio 31.16%
Profitability Wells River Savings Bank
Wells River, VT
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5-Year Return on Average Assets 0.52%
Net Income 726.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 81.74%
Return on Assets 0.59%
Return on Equity 7.29%