| Weiss Ratings |
Northfield Savings Bank
Berlin, VT |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 7.10 | |||
| Company Info |
Northfield Savings Bank
Berlin, VT |
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| FDIC Number | 14140 | |||
| Phone Number | (802) 234-6979 | |||
| Website | www.nsbvt.com | |||
| Asset Quality |
Northfield Savings Bank
Berlin, VT |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 9.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.47% | |||
| Non-Performing Loans to Loans | 0.72% | |||
| Balance Sheet |
Northfield Savings Bank
Berlin, VT |
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| Total Assets | 1.56B | |||
| Total Deposits | 1.28B | |||
| Capital and Reserves |
Northfield Savings Bank
Berlin, VT |
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| Capital | 142.69M | |||
| Leverage Ratio | 10.36 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Northfield Savings Bank
Berlin, VT |
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| Hot Money Ratio | 13.09% | |||
| Liquidity Ratio | 10.17% | |||
| Profitability |
Northfield Savings Bank
Berlin, VT |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 2.49M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 86.38% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.59% | |||