C
Northfield Savings Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.00
Capitalization Index 8.90
Liquidity Index 3.40
Profitability Index 2.40
Stability Index 6.90
Company Info Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14140
Phone Number (802) 234-6979
Website www.nsbvt.com
Asset Quality Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.35%
5-Year Asset Growth 6.53%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.95%
Non-Performing Loans to Loans 0.63%
Balance Sheet Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.61B
Total Deposits 1.36B
Capital and Reserves Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 152.11M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio --
Liquidity Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.09%
Liquidity Ratio 10.08%
Profitability Northfield Savings Bank
Northfield, VT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.51%
Net Income 6.27M
Net Interest Spread 2.69%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 82.57%
Return on Assets 0.39%
Return on Equity 4.38%