B
Northwoods Bank of Minnesota
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northwoods Bank of Minnesota
Park Rapids, MN
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Rating B
Asset Quality Index 9.10
Capitalization Index 9.90
Liquidity Index 3.40
Profitability Index 4.30
Stability Index 5.20
Company Info Northwoods Bank of Minnesota
Park Rapids, MN
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FDIC Number 1415
Phone Number (218) 732-7221
Website www.northwoodsbank.com
Asset Quality Northwoods Bank of Minnesota
Park Rapids, MN
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1-Year Asset Growth 2.16%
5-Year Asset Growth 1.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.02%
Balance Sheet Northwoods Bank of Minnesota
Park Rapids, MN
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Total Assets 143.04M
Total Deposits 126.26M
Capital and Reserves Northwoods Bank of Minnesota
Park Rapids, MN
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Capital 13.00M
Leverage Ratio 10.93
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity Northwoods Bank of Minnesota
Park Rapids, MN
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Hot Money Ratio 21.59%
Liquidity Ratio 27.19%
Profitability Northwoods Bank of Minnesota
Park Rapids, MN
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5-Year Return on Average Assets 0.93%
Net Income 1.37M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 76.15%
Return on Assets 0.97%
Return on Equity 11.61%