B
Northwoods Bank of Minnesota
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northwoods Bank of Minnesota
Park Rapids, MN
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Rating B
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 4.30
Stability Index 5.50
Company Info Northwoods Bank of Minnesota
Park Rapids, MN
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FDIC Number 1415
Phone Number (218) 732-7221
Website www.northwoodsbank.com
Asset Quality Northwoods Bank of Minnesota
Park Rapids, MN
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1-Year Asset Growth 2.58%
5-Year Asset Growth 1.05%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.01%
Balance Sheet Northwoods Bank of Minnesota
Park Rapids, MN
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Total Assets 140.61M
Total Deposits 124.96M
Capital and Reserves Northwoods Bank of Minnesota
Park Rapids, MN
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Capital 12.97M
Leverage Ratio 11.22
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity Northwoods Bank of Minnesota
Park Rapids, MN
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Hot Money Ratio 20.97%
Liquidity Ratio 26.27%
Profitability Northwoods Bank of Minnesota
Park Rapids, MN
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5-Year Return on Average Assets 0.85%
Net Income 742.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 73.69%
Return on Assets 1.04%
Return on Equity 11.38%