B
Northwoods Bank of Minnesota
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northwoods Bank of Minnesota
Park Rapids, MN
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.50
Liquidity Index 3.40
Profitability Index 4.10
Stability Index 5.40
Company Info Northwoods Bank of Minnesota
Park Rapids, MN
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FDIC Number 1415
Phone Number (218) 732-7221
Website www.northwoodsbank.com
Asset Quality Northwoods Bank of Minnesota
Park Rapids, MN
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1-Year Asset Growth 0.83%
5-Year Asset Growth 3.49%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.87%
Non-Performing Loans to Loans 0.42%
Balance Sheet Northwoods Bank of Minnesota
Park Rapids, MN
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Total Assets 142.32M
Total Deposits 125.96M
Capital and Reserves Northwoods Bank of Minnesota
Park Rapids, MN
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Capital 12.75M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity Northwoods Bank of Minnesota
Park Rapids, MN
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Hot Money Ratio 20.70%
Liquidity Ratio 26.77%
Profitability Northwoods Bank of Minnesota
Park Rapids, MN
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5-Year Return on Average Assets 0.93%
Net Income 887.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 76.94%
Return on Assets 0.84%
Return on Equity 10.32%