C
Union Bank
Rating Date
March 2026
Risk Based
Capital Ratio
12.81
Leverage
Ratio
7.36
Return On
Assets
0.75%
Total
Assets
1.62B
Capital
97.02M
Total
Deposits
1.22B
Net
Income
11.94M
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Weiss Ratings Union Bank
Morrisville, VT 		Click to
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Rating C
Asset Quality Index 5.80
Capitalization Index 5.40
Liquidity Index 3.40
Profitability Index 3.60
Stability Index 4.80
Company Info Union Bank
Morrisville, VT 		Click to
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FDIC Number 14158
Phone Number (802) 888-6600
Website www.ublocal.com
Asset Quality Union Bank
Morrisville, VT 		Click to
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1-Year Asset Growth 5.83%
5-Year Asset Growth 9.59%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 11.98%
Non-Performing Loans to Loans 1.43%
Balance Sheet Union Bank
Morrisville, VT 		Click to
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Total Assets 1.62B
Total Deposits 1.22B
Capital and Reserves Union Bank
Morrisville, VT 		Click to
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Capital 97.02M
Leverage Ratio 7.36
Loan Loss Reserves to Loans 0.71%
Risk-Based Capital Ratio 12.81
Liquidity Union Bank
Morrisville, VT 		Click to
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Hot Money Ratio 13.03%
Liquidity Ratio 16.60%
Profitability Union Bank
Morrisville, VT 		Click to
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5-Year Return on Average Assets 1.03%
Net Income 11.94M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 74.97%
Return on Assets 0.75%
Return on Equity 13.45%