C
Lincoln Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln Savings Bank
Reinbeck, IA
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Rating C
Asset Quality Index 3.40
Capitalization Index 6.70
Liquidity Index 3.00
Profitability Index 1.00
Stability Index 5.70
Company Info Lincoln Savings Bank
Reinbeck, IA
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FDIC Number 14207
Phone Number (319) 788-6441
Website www.mylsb.com
Asset Quality Lincoln Savings Bank
Reinbeck, IA
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1-Year Asset Growth -2.91%
5-Year Asset Growth 6.98%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 2.57%
Non-Performing Loans to Capital 20.40%
Non-Performing Loans to Loans 3.25%
Balance Sheet Lincoln Savings Bank
Reinbeck, IA
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Total Assets 1.78B
Total Deposits 1.55B
Capital and Reserves Lincoln Savings Bank
Reinbeck, IA
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Capital 146.97M
Leverage Ratio 8.72
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 12.53
Liquidity Lincoln Savings Bank
Reinbeck, IA
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Hot Money Ratio 27.61%
Liquidity Ratio 13.83%
Profitability Lincoln Savings Bank
Reinbeck, IA
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5-Year Return on Average Assets 0.42%
Net Income -304.00K
Net Interest Spread 2.70%
Operating Profit to Average Assets -0.13%
Overhead Efficiency Ratio 96.66%
Return on Assets -0.03%
Return on Equity -0.40%