C
Lincoln Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln Savings Bank
Reinbeck, IA
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Rating C
Asset Quality Index 2.70
Capitalization Index 7.10
Liquidity Index 3.30
Profitability Index 1.20
Stability Index 5.90
Company Info Lincoln Savings Bank
Reinbeck, IA
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FDIC Number 14207
Phone Number (319) 788-6441
Website www.mylsb.com
Asset Quality Lincoln Savings Bank
Reinbeck, IA
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1-Year Asset Growth -4.25%
5-Year Asset Growth 6.98%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 3.01%
Non-Performing Loans to Capital 25.21%
Non-Performing Loans to Loans 4.04%
Balance Sheet Lincoln Savings Bank
Reinbeck, IA
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Total Assets 1.78B
Total Deposits 1.54B
Capital and Reserves Lincoln Savings Bank
Reinbeck, IA
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Capital 153.98M
Leverage Ratio 9.06
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 12.99
Liquidity Lincoln Savings Bank
Reinbeck, IA
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Hot Money Ratio 25.06%
Liquidity Ratio 17.37%
Profitability Lincoln Savings Bank
Reinbeck, IA
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5-Year Return on Average Assets 0.42%
Net Income 468.00K
Net Interest Spread 2.76%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 93.81%
Return on Assets 0.03%
Return on Equity 0.41%