B
The Home National Bank of Thorntown
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home National Bank of Thorntown
Thorntown, IN
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Rating B
Asset Quality Index 6.70
Capitalization Index 8.20
Liquidity Index 2.50
Profitability Index 4.70
Stability Index 5.50
Company Info The Home National Bank of Thorntown
Thorntown, IN
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FDIC Number 14225
Phone Number (765) 436-2222
Website www.thehomenationalbank.com
Asset Quality The Home National Bank of Thorntown
Thorntown, IN
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1-Year Asset Growth 8.98%
5-Year Asset Growth 9.54%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 5.73%
Non-Performing Loans to Loans 1.02%
Balance Sheet The Home National Bank of Thorntown
Thorntown, IN
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Total Assets 181.28M
Total Deposits 164.24M
Capital and Reserves The Home National Bank of Thorntown
Thorntown, IN
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Capital 16.38M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity The Home National Bank of Thorntown
Thorntown, IN
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Hot Money Ratio 20.18%
Liquidity Ratio 17.79%
Profitability The Home National Bank of Thorntown
Thorntown, IN
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5-Year Return on Average Assets 0.85%
Net Income 1.29M
Net Interest Spread 3.86%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 61.58%
Return on Assets 0.96%
Return on Equity 11.24%