B
United Bank and Trust Company
HamptonIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank and Trust Company
Hampton, IA
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 6.70
Stability Index 8.20
Company Info United Bank and Trust Company
Hampton, IA
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FDIC Number 14247
Phone Number (641) 456-5587
Website www.ubtc.net
Asset Quality United Bank and Trust Company
Hampton, IA
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1-Year Asset Growth 9.83%
5-Year Asset Growth 4.11%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.00%
Balance Sheet United Bank and Trust Company
Hampton, IA
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Total Assets 219.81M
Total Deposits 191.30M
Capital and Reserves United Bank and Trust Company
Hampton, IA
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Capital 25.98M
Leverage Ratio 14.73
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity United Bank and Trust Company
Hampton, IA
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Hot Money Ratio 25.87%
Liquidity Ratio 50.82%
Profitability United Bank and Trust Company
Hampton, IA
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5-Year Return on Average Assets 1.43%
Net Income 2.61M
Net Interest Spread 3.05%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 44.97%
Return on Assets 1.62%
Return on Equity 14.77%