Focus Bank
| Weiss Ratings |
Focus Bank
Charleston, MO |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Focus Bank
Charleston, MO |
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| FDIC Number | 1426 | |||
| Phone Number | (573) 683-3712 | |||
| Website | www.focusbank.com | |||
| Asset Quality |
Focus Bank
Charleston, MO |
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| 1-Year Asset Growth | 2.91% | |||
| 5-Year Asset Growth | 1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Focus Bank
Charleston, MO |
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| Total Assets | 861.56M | |||
| Total Deposits | 652.40M | |||
| Capital and Reserves |
Focus Bank
Charleston, MO |
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| Capital | 100.79M | |||
| Leverage Ratio | 12.26 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Focus Bank
Charleston, MO |
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| Hot Money Ratio | 31.68% | |||
| Liquidity Ratio | 8.53% | |||
| Profitability |
Focus Bank
Charleston, MO |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 9.74M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 65.63% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 13.35% | |||