Focus Bank
| Weiss Ratings |
Focus Bank
Charleston, MO |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Focus Bank
Charleston, MO |
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| FDIC Number | 1426 | |||
| Phone Number | (573) 683-3712 | |||
| Website | www.focusbank.com | |||
| Asset Quality |
Focus Bank
Charleston, MO |
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| 1-Year Asset Growth | 4.32% | |||
| 5-Year Asset Growth | 1.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 1.54% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Focus Bank
Charleston, MO |
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| Total Assets | 855.00M | |||
| Total Deposits | 651.73M | |||
| Capital and Reserves |
Focus Bank
Charleston, MO |
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| Capital | 97.97M | |||
| Leverage Ratio | 12.24 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Focus Bank
Charleston, MO |
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| Hot Money Ratio | 30.63% | |||
| Liquidity Ratio | 9.10% | |||
| Profitability |
Focus Bank
Charleston, MO |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 5.95M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 66.81% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 12.39% | |||