C
First Bank of Utica
UticaNE
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank of Utica
Utica, NE
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 2.80
Stability Index 8.20
Company Info First Bank of Utica
Utica, NE
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FDIC Number 14281
Phone Number (402) 534-2191
Website onlinebanking.fbutica.com/Pages/Default.html
Asset Quality First Bank of Utica
Utica, NE
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1-Year Asset Growth -1.43%
5-Year Asset Growth 0.83%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 5.21%
Non-Performing Loans to Loans 1.19%
Balance Sheet First Bank of Utica
Utica, NE
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Total Assets 75.05M
Total Deposits 60.09M
Capital and Reserves First Bank of Utica
Utica, NE
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Capital 10.89M
Leverage Ratio 14.37
Loan Loss Reserves to Loans 1.76%
Risk-Based Capital Ratio --
Liquidity First Bank of Utica
Utica, NE
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Hot Money Ratio 18.99%
Liquidity Ratio 16.20%
Profitability First Bank of Utica
Utica, NE
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5-Year Return on Average Assets 0.91%
Net Income 483.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 74.76%
Return on Assets 0.85%
Return on Equity 6.03%