C
First Bank of Utica
UticaNE
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Bank of Utica
Utica, NE
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Rating C
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 5.30
Stability Index 5.00
Company Info First Bank of Utica
Utica, NE
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FDIC Number 14281
Phone Number (402) 534-2191
Website onlinebanking.fbutica.com/Pages/Default.html
Asset Quality First Bank of Utica
Utica, NE
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1-Year Asset Growth 13.97%
5-Year Asset Growth 1.33%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 3.85%
Non-Performing Loans to Loans 1.09%
Balance Sheet First Bank of Utica
Utica, NE
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Total Assets 80.30M
Total Deposits 65.36M
Capital and Reserves First Bank of Utica
Utica, NE
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Capital 11.13M
Leverage Ratio 14.77
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio --
Liquidity First Bank of Utica
Utica, NE
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Hot Money Ratio 16.46%
Liquidity Ratio 24.05%
Profitability First Bank of Utica
Utica, NE
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5-Year Return on Average Assets 0.91%
Net Income 731.00K
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 71.83%
Return on Assets 0.97%
Return on Equity 6.79%