C
Jersey Shore State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jersey Shore State Bank
Williamsport, PA
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Rating C
Asset Quality Index 6.80
Capitalization Index 6.60
Liquidity Index 2.40
Profitability Index 4.00
Stability Index 6.30
Company Info Jersey Shore State Bank
Williamsport, PA
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FDIC Number 14359
Phone Number (570) 322-1111
Website www.jssb.com
Asset Quality Jersey Shore State Bank
Williamsport, PA
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1-Year Asset Growth 0.67%
5-Year Asset Growth 5.91%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 5.72%
Non-Performing Loans to Loans 0.50%
Balance Sheet Jersey Shore State Bank
Williamsport, PA
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Total Assets 1.60B
Total Deposits 1.14B
Capital and Reserves Jersey Shore State Bank
Williamsport, PA
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Capital 134.20M
Leverage Ratio 8.57
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio 10.85
Liquidity Jersey Shore State Bank
Williamsport, PA
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Hot Money Ratio 13.88%
Liquidity Ratio 4.68%
Profitability Jersey Shore State Bank
Williamsport, PA
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5-Year Return on Average Assets 0.96%
Net Income 12.46M
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 67.44%
Return on Assets 0.78%
Return on Equity 9.63%