C
Farmers Trust and Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers Trust and Savings Bank
Williamsburg, IA
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 9.40
Stability Index 5.00
Company Info Farmers Trust and Savings Bank
Williamsburg, IA
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FDIC Number 14392
Phone Number (319) 668-2525
Website www.ftsbia.com
Asset Quality Farmers Trust and Savings Bank
Williamsburg, IA
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1-Year Asset Growth 7.98%
5-Year Asset Growth 4.22%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.41%
Balance Sheet Farmers Trust and Savings Bank
Williamsburg, IA
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Total Assets 190.67M
Total Deposits 147.67M
Capital and Reserves Farmers Trust and Savings Bank
Williamsburg, IA
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Capital 40.50M
Leverage Ratio 21.53
Loan Loss Reserves to Loans 0.43%
Risk-Based Capital Ratio --
Liquidity Farmers Trust and Savings Bank
Williamsburg, IA
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Hot Money Ratio 10.04%
Liquidity Ratio 28.58%
Profitability Farmers Trust and Savings Bank
Williamsburg, IA
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5-Year Return on Average Assets 1.99%
Net Income 2.37M
Net Interest Spread 4.39%
Operating Profit to Average Assets 2.60%
Overhead Efficiency Ratio 40.28%
Return on Assets 2.49%
Return on Equity 11.85%