C
Iowa State Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank and Trust Company
Fairfield, IA
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Rating C
Asset Quality Index 8.50
Capitalization Index 6.00
Liquidity Index 2.50
Profitability Index 4.60
Stability Index 4.70
Company Info Iowa State Bank and Trust Company
Fairfield, IA
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FDIC Number 14413
Phone Number (641) 472-3161
Website www.myiowastatebank.com
Asset Quality Iowa State Bank and Trust Company
Fairfield, IA
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1-Year Asset Growth 22.74%
5-Year Asset Growth 21.28%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.81%
Non-Performing Loans to Loans 0.10%
Balance Sheet Iowa State Bank and Trust Company
Fairfield, IA
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Total Assets 330.65M
Total Deposits 279.36M
Capital and Reserves Iowa State Bank and Trust Company
Fairfield, IA
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Capital 26.40M
Leverage Ratio 8.04
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 12.03
Liquidity Iowa State Bank and Trust Company
Fairfield, IA
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Hot Money Ratio 17.56%
Liquidity Ratio 18.19%
Profitability Iowa State Bank and Trust Company
Fairfield, IA
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5-Year Return on Average Assets 0.74%
Net Income 3.05M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 57.20%
Return on Assets 1.01%
Return on Equity 12.95%