C
Iowa State Bank and Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank and Trust Company
Fairfield, IA
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Rating C
Asset Quality Index 8.60
Capitalization Index 6.00
Liquidity Index 2.50
Profitability Index 5.60
Stability Index 4.70
Company Info Iowa State Bank and Trust Company
Fairfield, IA
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FDIC Number 14413
Phone Number (641) 472-3161
Website www.myiowastatebank.com
Asset Quality Iowa State Bank and Trust Company
Fairfield, IA
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1-Year Asset Growth 16.32%
5-Year Asset Growth 21.28%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.09%
Balance Sheet Iowa State Bank and Trust Company
Fairfield, IA
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Total Assets 352.06M
Total Deposits 300.90M
Capital and Reserves Iowa State Bank and Trust Company
Fairfield, IA
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Capital 27.56M
Leverage Ratio 8.01
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 11.97
Liquidity Iowa State Bank and Trust Company
Fairfield, IA
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Hot Money Ratio 21.45%
Liquidity Ratio 14.61%
Profitability Iowa State Bank and Trust Company
Fairfield, IA
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5-Year Return on Average Assets 0.77%
Net Income 2.09M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 52.56%
Return on Assets 1.24%
Return on Equity 15.60%