| Weiss Ratings |
The Bank of Charlotte County
Phenix, VA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Bank of Charlotte County
Phenix, VA |
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| FDIC Number | 14491 | |||
| Phone Number | (434) 542-5111 | |||
| Website | www.bankofcharlotte.com | |||
| Asset Quality |
The Bank of Charlotte County
Phenix, VA |
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| 1-Year Asset Growth | 7.74% | |||
| 5-Year Asset Growth | 8.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 4.47% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
The Bank of Charlotte County
Phenix, VA |
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| Total Assets | 216.31M | |||
| Total Deposits | 191.29M | |||
| Capital and Reserves |
The Bank of Charlotte County
Phenix, VA |
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| Capital | 24.05M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | 18.46 | |||
| Liquidity |
The Bank of Charlotte County
Phenix, VA |
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| Hot Money Ratio | 13.97% | |||
| Liquidity Ratio | 21.95% | |||
| Profitability |
The Bank of Charlotte County
Phenix, VA |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 1.99M | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 64.59% | |||
| Return on Assets | 1.25% | |||
| Return on Equity | 11.80% | |||