| Weiss Ratings |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14491 | |||
| Phone Number | (434) 542-5111 | |||
| Website | www.bankofcharlotte.com | |||
| Asset Quality |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.30% | |||
| 5-Year Asset Growth | 8.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 3.78% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 222.80M | |||
| Total Deposits | 194.50M | |||
| Capital and Reserves |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 27.25M | |||
| Leverage Ratio | 12.79 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 21.25 | |||
| Liquidity |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.65% | |||
| Liquidity Ratio | 28.30% | |||
| Profitability |
The Bank of Charlotte County
Phenix, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 3.87M | |||
| Net Interest Spread | 4.46% | |||
| Operating Profit to Average Assets | 3.71% | |||
| Overhead Efficiency Ratio | 44.61% | |||
| Return on Assets | 3.39% | |||
| Return on Equity | 31.37% | |||