C
CNB Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
15.97
Leverage
Ratio
9.33
Return On
Assets
0.79%
Total
Assets
786.34M
Capital
66.12M
Total
Deposits
638.68M
Net
Income
5.53M
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Weiss Ratings CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 7.50
Liquidity Index 2.80
Profitability Index 3.80
Stability Index 4.50
Company Info CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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FDIC Number 14507
Phone Number (304) 258-1520
Website www.cnb.bank
Asset Quality CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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1-Year Asset Growth 23.11%
5-Year Asset Growth 12.67%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.01%
Balance Sheet CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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Total Assets 786.34M
Total Deposits 638.68M
Capital and Reserves CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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Capital 66.12M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 15.97
Liquidity CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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Hot Money Ratio 18.88%
Liquidity Ratio 24.26%
Profitability CNB Bank, Inc.
Berkeley Springs, WV 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 5.53M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 70.73%
Return on Assets 0.79%
Return on Equity 10.98%