C
CNB Bank, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
15.81
Leverage
Ratio
9.50
Return On
Assets
1.05%
Total
Assets
805.67M
Capital
68.70M
Total
Deposits
652.46M
Net
Income
4.19M
My Lists My Alerts
Weiss Ratings CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.90
Capitalization Index 7.80
Liquidity Index 2.60
Profitability Index 4.70
Stability Index 4.70
Company Info CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 14507
Phone Number (304) 258-1520
Website www.cnb.bank
Asset Quality CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 19.59%
5-Year Asset Growth 12.67%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.06%
Balance Sheet CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 805.67M
Total Deposits 652.46M
Capital and Reserves CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 68.70M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 15.81
Liquidity CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 18.53%
Liquidity Ratio 20.54%
Profitability CNB Bank, Inc.
Berkeley Springs, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.68%
Net Income 4.19M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 64.16%
Return on Assets 1.05%
Return on Equity 12.46%