C
CNB Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CNB Bank, Inc.
Berkeley Springs, WV
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Rating C
Asset Quality Index 8.90
Capitalization Index 8.70
Liquidity Index 2.80
Profitability Index 3.70
Stability Index 4.10
Company Info CNB Bank, Inc.
Berkeley Springs, WV
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FDIC Number 14507
Phone Number (304) 258-1520
Website www.cnb.bank
Asset Quality CNB Bank, Inc.
Berkeley Springs, WV
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1-Year Asset Growth 22.05%
5-Year Asset Growth 10.62%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.04%
Balance Sheet CNB Bank, Inc.
Berkeley Springs, WV
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Total Assets 781.94M
Total Deposits 636.14M
Capital and Reserves CNB Bank, Inc.
Berkeley Springs, WV
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Capital 63.89M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 16.03
Liquidity CNB Bank, Inc.
Berkeley Springs, WV
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Hot Money Ratio 18.74%
Liquidity Ratio 25.38%
Profitability CNB Bank, Inc.
Berkeley Springs, WV
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5-Year Return on Average Assets 0.66%
Net Income 3.73M
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 73.36%
Return on Assets 0.74%
Return on Equity 10.92%