B
Thumb Bank & Trust
Pigeon,  MI
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.10
Capitalization Index 6.90
Liquidity Index 2.80
Profitability Index 7.20
Stability Index 5.70
Company Info Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14513
Phone Number (989) 453-3113
Website www.thumb.bank
Asset Quality Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.39%
5-Year Asset Growth 20.22%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.69%
Balance Sheet Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 673.29M
Total Deposits 595.81M
Capital and Reserves Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 64.16M
Leverage Ratio 9.44
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.16%
Liquidity Ratio 28.96%
Profitability Thumb Bank & Trust
Pigeon, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.31%
Net Income 5.60M
Net Interest Spread 4.48%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 57.26%
Return on Assets 1.63%
Return on Equity 17.38%