B
PCSB Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PCSB Bank
Clarinda, IA
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Rating B
Asset Quality Index 8.30
Capitalization Index 9.70
Liquidity Index 3.90
Profitability Index 3.30
Stability Index 4.80
Company Info PCSB Bank
Clarinda, IA
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FDIC Number 14522
Phone Number (712) 542-5661
Website www.wearepcsb.com
Asset Quality PCSB Bank
Clarinda, IA
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1-Year Asset Growth 1.57%
5-Year Asset Growth 3.19%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.78%
Non-Performing Loans to Loans 0.01%
Balance Sheet PCSB Bank
Clarinda, IA
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Total Assets 337.22M
Total Deposits 306.76M
Capital and Reserves PCSB Bank
Clarinda, IA
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Capital 29.04M
Leverage Ratio 10.81
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity PCSB Bank
Clarinda, IA
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Hot Money Ratio 19.53%
Liquidity Ratio 40.78%
Profitability PCSB Bank
Clarinda, IA
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5-Year Return on Average Assets 0.85%
Net Income 2.33M
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 74.47%
Return on Assets 0.71%
Return on Equity 8.97%