B
PCSB Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PCSB Bank
Clarinda, IA
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Rating B
Asset Quality Index 6.50
Capitalization Index 9.30
Liquidity Index 3.90
Profitability Index 3.20
Stability Index 4.40
Company Info PCSB Bank
Clarinda, IA
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FDIC Number 14522
Phone Number (712) 542-5661
Website www.wearepcsb.com
Asset Quality PCSB Bank
Clarinda, IA
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1-Year Asset Growth 3.25%
5-Year Asset Growth 5.49%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 6.03%
Non-Performing Loans to Loans 0.08%
Balance Sheet PCSB Bank
Clarinda, IA
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Total Assets 324.17M
Total Deposits 298.67M
Capital and Reserves PCSB Bank
Clarinda, IA
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Capital 24.01M
Leverage Ratio 10.50
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity PCSB Bank
Clarinda, IA
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Hot Money Ratio 18.67%
Liquidity Ratio 39.36%
Profitability PCSB Bank
Clarinda, IA
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5-Year Return on Average Assets 0.85%
Net Income 574.00K
Net Interest Spread 2.63%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 74.26%
Return on Assets 0.69%
Return on Equity 9.74%