C
Exchange State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Saint Paul, KS
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.50
Liquidity Index 0.90
Profitability Index 5.30
Stability Index 4.30
Company Info Exchange State Bank
Saint Paul, KS
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FDIC Number 14556
Phone Number (620) 449-2225
Website www.esbks.com
Asset Quality Exchange State Bank
Saint Paul, KS
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1-Year Asset Growth 5.84%
5-Year Asset Growth 7.83%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.29%
Non-Performing Loans to Loans 0.06%
Balance Sheet Exchange State Bank
Saint Paul, KS
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Total Assets 102.57M
Total Deposits 87.36M
Capital and Reserves Exchange State Bank
Saint Paul, KS
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Capital 10.87M
Leverage Ratio 10.63
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Saint Paul, KS
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Hot Money Ratio 26.49%
Liquidity Ratio 28.46%
Profitability Exchange State Bank
Saint Paul, KS
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5-Year Return on Average Assets 0.70%
Net Income 586.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 58.07%
Return on Assets 1.15%
Return on Equity 11.07%