C
Exchange State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 7.30
Stability Index 4.30
Company Info Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14556
Phone Number (620) 449-2225
Website www.esbks.com
Asset Quality Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.41%
5-Year Asset Growth 4.82%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 105.04M
Total Deposits 88.13M
Capital and Reserves Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.23M
Leverage Ratio 11.59
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.70%
Liquidity Ratio 27.47%
Profitability Exchange State Bank
Saint Paul, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.82%
Net Income 833.00K
Net Interest Spread 4.40%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 51.14%
Return on Assets 1.58%
Return on Equity 14.06%