C
Exchange State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Saint Paul, KS
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.60
Liquidity Index 0.90
Profitability Index 6.00
Stability Index 4.30
Company Info Exchange State Bank
Saint Paul, KS
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FDIC Number 14556
Phone Number (620) 449-2225
Website www.esbks.com
Asset Quality Exchange State Bank
Saint Paul, KS
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1-Year Asset Growth 5.58%
5-Year Asset Growth 7.83%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Exchange State Bank
Saint Paul, KS
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Total Assets 103.99M
Total Deposits 88.41M
Capital and Reserves Exchange State Bank
Saint Paul, KS
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Capital 11.18M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Saint Paul, KS
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Hot Money Ratio 24.32%
Liquidity Ratio 28.35%
Profitability Exchange State Bank
Saint Paul, KS
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5-Year Return on Average Assets 0.70%
Net Income 929.00K
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 56.95%
Return on Assets 1.21%
Return on Equity 11.54%