B
First National Bank in Olney
Olney,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank in Olney
Olney, IL
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Rating B
Asset Quality Index 4.90
Capitalization Index 9.80
Liquidity Index 3.60
Profitability Index 5.60
Stability Index 6.30
Company Info First National Bank in Olney
Olney, IL
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FDIC Number 14567
Phone Number (618) 395-8541
Website www.fnbolney.com
Asset Quality First National Bank in Olney
Olney, IL
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1-Year Asset Growth 2.42%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 1.11%
Non-Performing Loans to Capital 8.59%
Non-Performing Loans to Loans 2.26%
Balance Sheet First National Bank in Olney
Olney, IL
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Total Assets 469.29M
Total Deposits 415.42M
Capital and Reserves First National Bank in Olney
Olney, IL
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Capital 48.49M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity First National Bank in Olney
Olney, IL
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Hot Money Ratio 20.03%
Liquidity Ratio 28.36%
Profitability First National Bank in Olney
Olney, IL
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5-Year Return on Average Assets 0.89%
Net Income 2.81M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 60.14%
Return on Assets 1.17%
Return on Equity 11.74%