B
First National Bank in Olney
OlneyIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank in Olney
Olney, IL
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Rating B
Asset Quality Index 6.10
Capitalization Index 9.70
Liquidity Index 3.00
Profitability Index 4.40
Stability Index 6.70
Company Info First National Bank in Olney
Olney, IL
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FDIC Number 14567
Phone Number (618) 395-8541
Website www.fnbolney.com
Asset Quality First National Bank in Olney
Olney, IL
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1-Year Asset Growth -1.30%
5-Year Asset Growth 5.94%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 1.10%
Balance Sheet First National Bank in Olney
Olney, IL
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Total Assets 450.12M
Total Deposits 397.31M
Capital and Reserves First National Bank in Olney
Olney, IL
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Capital 47.51M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity First National Bank in Olney
Olney, IL
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Hot Money Ratio 20.81%
Liquidity Ratio 20.45%
Profitability First National Bank in Olney
Olney, IL
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5-Year Return on Average Assets 0.95%
Net Income 2.78M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 60.69%
Return on Assets 0.79%
Return on Equity 8.27%