D
Odin State Bank
OdinMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Odin State Bank
Odin, MN
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Rating D
Asset Quality Index 3.70
Capitalization Index 6.30
Liquidity Index 0.20
Profitability Index 4.30
Stability Index 3.70
Company Info Odin State Bank
Odin, MN
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FDIC Number 14574
Phone Number (507) 736-2691
Website www.odinstatebank.com
Asset Quality Odin State Bank
Odin, MN
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1-Year Asset Growth 7.32%
5-Year Asset Growth 13.71%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 12.28%
Non-Performing Loans to Loans 1.12%
Balance Sheet Odin State Bank
Odin, MN
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Total Assets 78.29M
Total Deposits 71.18M
Capital and Reserves Odin State Bank
Odin, MN
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Capital 5.89M
Leverage Ratio 8.32
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 13.54
Liquidity Odin State Bank
Odin, MN
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Hot Money Ratio 47.03%
Liquidity Ratio 18.09%
Profitability Odin State Bank
Odin, MN
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5-Year Return on Average Assets 1.06%
Net Income 410.00K
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 63.15%
Return on Assets 1.03%
Return on Equity 14.35%