B
Farmers State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Lagrange, IN
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.40
Liquidity Index 2.60
Profitability Index 7.60
Stability Index 5.70
Company Info Farmers State Bank
Lagrange, IN
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FDIC Number 14578
Phone Number (260) 463-7111
Website www.farmersstatebank.com
Asset Quality Farmers State Bank
Lagrange, IN
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1-Year Asset Growth 3.67%
5-Year Asset Growth 5.73%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 4.69%
Non-Performing Loans to Loans 0.94%
Balance Sheet Farmers State Bank
Lagrange, IN
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Total Assets 1.28B
Total Deposits 1.13B
Capital and Reserves Farmers State Bank
Lagrange, IN
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Capital 125.53M
Leverage Ratio 10.59
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 18.17
Liquidity Farmers State Bank
Lagrange, IN
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Hot Money Ratio 8.64%
Liquidity Ratio 11.72%
Profitability Farmers State Bank
Lagrange, IN
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5-Year Return on Average Assets 1.36%
Net Income 20.63M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 49.80%
Return on Assets 1.61%
Return on Equity 17.62%