| Weiss Ratings |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14587 | |||
| Phone Number | (800) 368-7987 | |||
| Website | www.university-bank.com | |||
| Asset Quality |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 12.59% | |||
| 5-Year Asset Growth | 20.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.08% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.24B | |||
| Total Deposits | 1.06B | |||
| Capital and Reserves |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 118.93M | |||
| Leverage Ratio | 10.08 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 30.54% | |||
| Liquidity Ratio | 5.35% | |||
| Profitability |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.84% | |||
| Net Income | 6.29M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 85.16% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 12.86% | |||