| Weiss Ratings |
University Bank
Ann Arbor, MI |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 0.00 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
University Bank
Ann Arbor, MI |
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| FDIC Number | 14587 | |||
| Phone Number | (800) 368-7987 | |||
| Website | www.university-bank.com | |||
| Asset Quality |
University Bank
Ann Arbor, MI |
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| 1-Year Asset Growth | 10.70% | |||
| 5-Year Asset Growth | 33.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.40% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
University Bank
Ann Arbor, MI |
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| Total Assets | 1.10B | |||
| Total Deposits | 878.95M | |||
| Capital and Reserves |
University Bank
Ann Arbor, MI |
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| Capital | 103.90M | |||
| Leverage Ratio | 10.09 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
University Bank
Ann Arbor, MI |
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| Hot Money Ratio | 33.45% | |||
| Liquidity Ratio | 2.58% | |||
| Profitability |
University Bank
Ann Arbor, MI |
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| 5-Year Return on Average Assets | 3.04% | |||
| Net Income | 4.76M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 88.30% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 10.50% | |||