| Weiss Ratings |
University Bank
Ann Arbor, MI |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 8.60 | |||
| Company Info |
University Bank
Ann Arbor, MI |
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| FDIC Number | 14587 | |||
| Phone Number | (800) 368-7987 | |||
| Website | www.university-bank.com | |||
| Asset Quality |
University Bank
Ann Arbor, MI |
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| 1-Year Asset Growth | 8.48% | |||
| 5-Year Asset Growth | 33.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.51% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
University Bank
Ann Arbor, MI |
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| Total Assets | 1.02B | |||
| Total Deposits | 823.43M | |||
| Capital and Reserves |
University Bank
Ann Arbor, MI |
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| Capital | 100.05M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
University Bank
Ann Arbor, MI |
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| Hot Money Ratio | 35.55% | |||
| Liquidity Ratio | 5.38% | |||
| Profitability |
University Bank
Ann Arbor, MI |
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| 5-Year Return on Average Assets | 3.04% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 91.83% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 6.11% | |||