D
University Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings University Bank
Ann Arbor, MI
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Rating D
Asset Quality Index 7.80
Capitalization Index 8.90
Liquidity Index 0.10
Profitability Index 2.50
Stability Index 8.60
Company Info University Bank
Ann Arbor, MI
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FDIC Number 14587
Phone Number (800) 368-7987
Website www.university-bank.com
Asset Quality University Bank
Ann Arbor, MI
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1-Year Asset Growth 8.48%
5-Year Asset Growth 33.46%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.18%
Balance Sheet University Bank
Ann Arbor, MI
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Total Assets 1.02B
Total Deposits 823.43M
Capital and Reserves University Bank
Ann Arbor, MI
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Capital 100.05M
Leverage Ratio 10.25
Loan Loss Reserves to Loans 0.59%
Risk-Based Capital Ratio --
Liquidity University Bank
Ann Arbor, MI
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Hot Money Ratio 35.55%
Liquidity Ratio 5.38%
Profitability University Bank
Ann Arbor, MI
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5-Year Return on Average Assets 3.04%
Net Income 1.36M
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 91.83%
Return on Assets 0.62%
Return on Equity 6.11%