Weiss Ratings |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
Rating | ||||
Asset Quality Index | 7.80 | |||
Capitalization Index | 8.90 | |||
Liquidity Index | 0.10 | |||
Profitability Index | 2.50 | |||
Stability Index | 8.60 | |||
Company Info |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
FDIC Number | 14587 | |||
Phone Number | (800) 368-7987 | |||
Website | www.university-bank.com | |||
Asset Quality |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
1-Year Asset Growth | 8.48% | |||
5-Year Asset Growth | 33.46% | |||
5-Year Charge-Offs to Average Loans | 0.00% | |||
Charge-Offs to Average Loans | 0.00% | |||
Non-Performing Assets to Assets | 0.16% | |||
Non-Performing Loans to Capital | 1.51% | |||
Non-Performing Loans to Loans | 0.18% | |||
Balance Sheet |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
Total Assets | 1.02B | |||
Total Deposits | 823.43M | |||
Capital and Reserves |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
Capital | 100.05M | |||
Leverage Ratio | 10.25 | |||
Loan Loss Reserves to Loans | 0.59% | |||
Risk-Based Capital Ratio | -- | |||
Liquidity |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
Hot Money Ratio | 35.55% | |||
Liquidity Ratio | 5.38% | |||
Profitability |
University Bank
Ann Arbor, MI |
Click to Compare |
Click to Compare |
Click to Compare |
5-Year Return on Average Assets | 3.04% | |||
Net Income | 1.36M | |||
Net Interest Spread | 4.26% | |||
Operating Profit to Average Assets | 0.79% | |||
Overhead Efficiency Ratio | 91.83% | |||
Return on Assets | 0.62% | |||
Return on Equity | 6.11% | |||