Community Point Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Good (5.3) profitability.
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.8). Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.4.
Asset Mix:
Home mtgs (17%), securities (11%), comm re (9%), comm loans (6%), cash (6%), consumer loans (4%), other (47%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Russellville Bancorp, Inc.
Investment Rating
--
Address
13218 Railroad Avenue
Russellville, MO 65074
Russellville, MO 65074
Phone Number
(573) 782-3881
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.