C
Savannah Bank, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Assets
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Weiss Ratings Savannah Bank, N.A.
Savannah, NY
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Rating C
Asset Quality Index 7.30
Capitalization Index 6.60
Liquidity Index 2.90
Profitability Index 3.20
Stability Index 3.00
Company Info Savannah Bank, N.A.
Savannah, NY
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FDIC Number 14619
Phone Number (315) 365-6054
Website www.savannahbankny.com
Asset Quality Savannah Bank, N.A.
Savannah, NY
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1-Year Asset Growth 10.89%
5-Year Asset Growth 5.49%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.40%
Non-Performing Loans to Loans 0.63%
Balance Sheet Savannah Bank, N.A.
Savannah, NY
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Total Assets 190.19M
Total Deposits 174.21M
Capital and Reserves Savannah Bank, N.A.
Savannah, NY
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Capital 12.71M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 17.66
Liquidity Savannah Bank, N.A.
Savannah, NY
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Hot Money Ratio 31.28%
Liquidity Ratio 21.11%
Profitability Savannah Bank, N.A.
Savannah, NY
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5-Year Return on Average Assets 0.48%
Net Income 629.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 77.79%
Return on Assets 0.67%
Return on Equity 10.39%