C
Savannah Bank, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Assets
Total
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Capital
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Income
Weiss Ratings Savannah Bank, N.A.
Savannah, NY
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.60
Liquidity Index 2.90
Profitability Index 3.20
Stability Index 3.40
Company Info Savannah Bank, N.A.
Savannah, NY
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FDIC Number 14619
Phone Number (315) 365-6054
Website www.savannahbankny.com
Asset Quality Savannah Bank, N.A.
Savannah, NY
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1-Year Asset Growth 1.89%
5-Year Asset Growth 5.49%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.69%
Balance Sheet Savannah Bank, N.A.
Savannah, NY
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Total Assets 186.31M
Total Deposits 168.81M
Capital and Reserves Savannah Bank, N.A.
Savannah, NY
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Capital 13.63M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 18.20
Liquidity Savannah Bank, N.A.
Savannah, NY
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Hot Money Ratio 33.06%
Liquidity Ratio 24.55%
Profitability Savannah Bank, N.A.
Savannah, NY
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5-Year Return on Average Assets 0.48%
Net Income 873.00K
Net Interest Spread 3.00%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 79.59%
Return on Assets 0.61%
Return on Equity 9.34%